Goldex.fi
  • Introduction
    • Overview
    • How It Works
  • Getting Started
    • Sign Up & Verification Process
    • Platform Navigation
  • For Buyers
    • Buying Gold
    • Transaction Process
    • Security Measures
    • FAQs for Buyers
  • For Sellers
    • Selling Gold
    • Verification and Storage
    • Transaction Process
    • FAQs for Sellers
  • Partners
    • Trusted Partners
  • Legal
    • Terms and Conditions
  • Support
    • Contact Us
  • Appendices
    • Fee Structure
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  1. Appendices

Fee Structure

Detailed Breakdown of Fees

At GoldEx, we are committed to transparency and fairness in our fee structure. Below is a comprehensive breakdown of the fees associated with using our platform.


1. Listing Fees

  • Standard Listing: Free

    • Includes basic listing features with standard visibility in search results.

  • Premium Listing: $1,000 per listing

    • Provides enhanced visibility and priority placement in search results.

    • Access to advanced analytics and reporting tools.

    • Ideal for sellers looking to maximize exposure for high-value gold offers.

2. Transaction Fees

  • Total Transaction Fee: 0.5% to 1% of the transaction value

    • Tiered Structure:

      • Transactions up to $200,000: 1% fee

      • Transactions over $200,000: 0.5% fee

    • Breakdown:

      • Buyer Transaction Fee: Included in the total fee.

      • Seller Transaction Fee: Included in the total fee.

    • Example:

      • For a transaction of $150,000:

        • Total Fee: 1% of $150,000 = $1,500

      • For a transaction of $300,000:

        • Total Fee: 0.5% of $300,000 = $1,500

  • Insurance Fee: 0.2% of the transaction value

    • Covers insurance for the gold during storage and transit.

    • Example:

      • For a transaction of $150,000:

        • Insurance Fee: 0.2% of $150,000 = $300

3. Payment Processing Fees

  • Cryptocurrency Payments (USDT, USDC, ETH)

    • Network Fees: Variable (depends on blockchain network conditions)

      • Paid by the sender at the time of transaction.

    • No Additional Processing Fees from GoldEx.

  • Bank Transfer

    • Domestic Transfers: $30 per transaction

    • International Transfers: $50 per transaction

      • Additional fees may apply depending on the banks involved.

  • Cash Transactions

    • Handling Fee: 0.5% of the transaction value

      • Covers costs associated with secure cash handling arrangements.

4. KYC Verification Fees

  • Standard Verification: Free

    • Required for users opting for bank transfers or purchasing rUSD.

  • Enhanced Verification: $100 one-time fee

    • Required for high-value transactions exceeding $200,000.

    • Includes expedited processing and additional security checks.

5. Storage and Insurance Fees

  • Bank Safe Deposit Box Rental

    • Standard Fee: Variable, negotiated directly with partner banks.

      • Fees typically range from $200 to $500 per month depending on box size.

    • Note: Some partner banks may offer discounted rates for GoldEx users.

  • Insurance Coverage

    • Included in the 0.2% Insurance Fee as part of the transaction.

    • Provides full coverage against theft, loss, or damage during storage and transit.

6. Laboratory Testing Fees

  • Standard Assay Test

    • Approximately $200 per sample

    • Includes comprehensive testing using industry-standard methods.

    • Official certification provided upon completion.

  • Expedited Testing

    • Approximately $500 per sample

    • Prioritized testing with results delivered within 24 hours.

    • Ideal for urgent transactions requiring quick verification.

7. Logistics and Shipping Fees

  • Domestic Transportation

    • Flat Rate: $1,000 per shipment

    • Includes secure transport and insurance within the country of origin.

  • International Shipping

    • Starting at $5,000 per shipment

      • Final cost depends on destination, weight, and security requirements.

    • Services include:

      • Secure transport with armored vehicles.

      • Customs clearance assistance.

      • Full insurance coverage during transit.

8. Cancellation and Dispute Fees

  • Cancellation Fee

    • $200 if a reservation is canceled by the buyer after confirmation.

    • Waived if cancellation is due to seller non-compliance or mutual agreement.

  • Dispute Resolution Fee

    • $500 administrative fee for disputes requiring GoldEx mediation.

    • Fee is typically split between buyer and seller unless otherwise determined.

9. Premium Services

  • Dedicated Account Manager

    • $2,000 per month

    • Personalized support and priority assistance for high-volume traders.

  • Custom Analytics Reports

    • $1,000 per report

    • In-depth market analysis tailored to your trading activities and preferences.


Example Transaction Fee Calculation

Let's illustrate how fees are calculated for both standard and high-value transactions.

Scenario 1: Standard Transaction

  • Transaction Value: $150,000

  • Transaction Fee:

    • Rate: 1%

    • Calculation: 1% of $150,000 = $1,500

  • Insurance Fee:

    • Rate: 0.2%

    • Calculation: 0.2% of $150,000 = $300

  • Total Fees Paid to GoldEx: $1,500 (Transaction Fee) + $300 (Insurance Fee) = $1,800

Scenario 2: High-Value Transaction

  • Transaction Value: $300,000

  • Transaction Fee:

    • Rate: 0.5%

    • Calculation: 0.5% of $300,000 = $1,500

  • Insurance Fee:

    • Rate: 0.2%

    • Calculation: 0.2% of $300,000 = $600

  • Total Fees Paid to GoldEx: $1,500 (Transaction Fee) + $600 (Insurance Fee) = $2,100

Additional Fees (if applicable):

  • Laboratory Testing:

    • Standard Assay Test: $200

    • Expedited Testing: $500

  • Payment Processing:

    • Bank Transfer (International): $50

    • Cryptocurrency Network Fee: Variable

Important Notes:

  • Listing Fees:

    • If opting for a Premium Listing: $1,000 per listing, paid upfront.

  • High-Value Transactions:

    • Transactions over $200,000 require Enhanced Verification ($100 one-time fee).


Summary of Fees:

  • Total Transaction Fee: 0.5% - 1% based on the transaction amount.

  • Insurance Fee: 0.2% of the transaction value.

  • Laboratory Testing Fees:

    • Standard Assay Test: ~$200.

    • Expedited Testing: ~$500.

  • Listing Fees:

    • Standard Listing: Free.

    • Premium Listing: $1,000 per listing.

  • KYC Verification:

    • Standard: Free.

    • Enhanced (for transactions >$200,000): $100.

  • Payment Processing Fees:

    • Cryptocurrency: Network fees only.

    • Bank Transfers: $30 (domestic), $50 (international).

    • Cash Handling: 0.5% of the transaction value.


Contact for Fee Inquiries

If you have questions or need further clarification regarding our fees, please contact us at fees@goldex.fi.


Final Remarks

We strive to maintain a fee structure that is competitive and transparent, ensuring that our users receive exceptional value and service. By clearly understanding these fees, you can plan your transactions with confidence and avoid any unexpected costs.

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Last updated 7 months ago